I don’t want to spend extra money on business insurance because I have an inactive self-employed business and I don’t go to see clients often. What happens if I had a car accident on my way to see a friend? OR to see a cleint? Does it make a difference when I make a claim? What about % of my business use of car and personal use of car? Is it a major factor for the insurance company to define if it is business use or not. What about the nature of business? [...]
A co-worker of mine wreaked his car, and he was told by his insurance that they will pay him the amount equivalent to the car’s total wreaked value (in other words, scrap value). THIS SUCKS CO’Z BOTH MY CARS (one brand new) ARE UNDER THE SAME INSURANCE COMPANY! I need to switch insurance quick! I need to find one that will pay for the car’s actual book value in case it gets stolen or wreaked… NOT resale value, NOT trade-in value, and most especially NOT total wreaked value. (Only well educated and very credible answers please) [...]
We live in Michigan and we have a mustang and a BMW.
For an accurate quote you will need to provide more information. The best way to get good prices, is to get an online quote that will compare all companies in MI and find you the companies that offer you the cheapest prices. From there you can pick the company you like.
Lets say a teen about 17 years old? It depends on where you live and you will need to piggy back on your parent’s insurance until you’re 18 most likely. I’m 21, clean driving history and pay 145$ a month living in south florida. I paid 75$ a month as a new policy holder with 2 years experience driving at 18 years old in Arkansas. Different areas have different levels of risk. Insurance is calculated based on risk.
I mean best car insurance quotes depends on the violation. There aren’t exactly a whole bunch of insurance companies dying to write SR22’s on kids. So you’re GOING to end up with a high risk policy. How much? Depends on the violation, actually. So check with Geico, Safe Auto, Progressive, and Leader Infinity. You’ll probably end up with one of those four. **Amica is a GREAT company, but they’re strict with underwriting. I seriously doubt they’ll even give you a quote, as soon as you say “SR-22″.**
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