A co-worker of mine wreaked his car, and he was told by his insurance that they will pay him the amount equivalent to the car’s total wreaked value (in other words, scrap value). THIS SUCKS CO’Z BOTH MY CARS (one brand new) ARE UNDER THE SAME INSURANCE COMPANY! I need to switch insurance quick! I need to find one that will pay for the car’s actual book value in case it gets stolen or wreaked… NOT resale value, NOT trade-in value, and most especially NOT total wreaked value. (Only well educated and very credible answers please) [...]

i am looking at buying a evo ix (for those who don’t know, it is the quickest car under 50K) and i am just wondering how to save some money on car insurance. should i be listed as a part-time driver with a parent, as i am only 20 yrs old. ???? I work at an insurance agency. Your best bet is to be on your parents’ policy (but this is only possible if you still live with them). If you are still in college, having a B or 3.0 average or above might qualify you for [...]

Car accidents and car damages are two common things that any American experiences at least once in his or her life. And as such, drivers and car owners are always in search of quick car insurance so that they can protect themselves—and their wallets—from extensive financial damage that an unexpected accident may cause them.
It is for this simple reason that quick car insurance is something that every car owner driver must get right away– never leave something this at the last minute because you never know when you might get into an accident that could incur painfully expensive repair and [...]